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METHODOLOGY NerdWallet averaged rates for 30-year-old men and women with no incidents on record across the 12 most populous states in the country in 10 ZIP codes per state and from the largest insurers in each state. Sample drivers had liability insurance limits, 100/300 uninsured.

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Endorsements - Auto insurance endorsements are the kinds of extras that are nice to have, but not legally required. You will need to determine for yourself whether the following are worth paying the extra premiums to obtain: - Auto Towing Coverage means that you will not.

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